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CD Rates
| Term | Min Balance To Open | <100K INT RATE APY | >100K INT RATE APY | |
|---|---|---|---|---|
| Regular Only | 9-Month | $500 | 4.75% | 4.80% |
| Regular, IRA, SEP & Coverdell | 3-Month | $500 | 4.25% | 4.30% |
| Regular, IRA, SEP & Coverdell | 6-Month | $500 | 4.50% | 4.55% |
| Regular, IRA, SEP & Coverdell | 1 Year | $500 | 4.15% | 4.25% |
| Regular, IRA, SEP & Coverdell | 18-Month | $500 | 3.95% | 4.05% |
| Regular, IRA, SEP & Coverdell | 2 Year | $500 | 3.80% | 3.90% |
| Regular, IRA, SEP & Coverdell | 3 Year | $500 | 3.70% | 3.80% |
| Regular, IRA, SEP & Coverdell | 4 Year | $500 | 3.60% | 3.70% |
| Regular, IRA, SEP & Coverdell | 5 Year | $500 | 3.50% | 3.55% |
| Regular, IRA, SEP & Coverdell | 7 Year | $500 | 3.90% | 3.95% |
| Flex Rate (Regular Only) | 2 Year | $500 | 3.70% | 3.80% |
| Flex Rate (Regular Only) | 4 Year | 500 | 3.50% | 3.60% |
| Flex Access (Regular Only) | 5 year | 500 | 3.40% | 3.45% |
| Youth CD Builder Account (Ages 0-17) | 5 Year | $100 on DD/PR or $500 | 3.40% | 3.40% |
| CD Builder Account | 2 Year | $100 on DD/PR⁴ or $500 | 3.70% | 3.70% |